The 55 Words you Can’t Say in Faster Payments

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Step aside, George Carlin! Sam Easterby-Smith – who works at The Co-Operative Bank – wants to share with the world the 55 words you can’t say in a UK faster payments reference (assuming your bank follows the regulator‘s recommendations):

So you know, this list is provided by Pay.uk the uk’s payment systems regulator. This is their idea of how to protect people from abusive content sent via the payment system.

Of course (a) all abusive messages must contain one of these English words, spelled correctly and (b) people are not in any way creative.

We’ve called it out and they are making us do it anyway.

  • bastard
  • beef curtains
  • bellend
  • clunge
  • cunt
  • dickhead
  • fuck
  • minge
  • motherfucker
  • prick
  • punani
  • pussy
  • shit
  • twat
  • bukkake
  • cocksucker
  • nonce
  • rapey
  • skank
  • slag
  • slut
  • wanker
  • whore
  • fenian
  • kufaar
  • kafir
  • kike
  • yid
  • batty boy
  • bum boy
  • faggot
  • fudge-packer
  • gender bender
  • homo
  • lesbo
  • lezza
  • muff diver
  • retard
  • spastic
  • spakka
  • spaz
  • window licker
  • gippo
  • gyppo
  • golliwog
  • nigger
  • nigaa
  • nig-nog
  • paki
  • raghead
  • sambo
  • wog
  • blow Job
  • clit
  • wank

Excellent.

Mobile phone, held in a white person's hand, showing an online banking screenshot: a payment to John Smith is being configured, with the reference set as "Minge fuck slag".

The big takeaway here, for me, is that it’s okay to send you money and call you a “dick head” (so long as I put a space between the words), “fuckface”, or “shitbag”, or talk about a “blowjob” (so long as I don’t put a space between the words).

But if I send you money to pay “for the bastard sword” that you’re selling then that’s a problem.

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2 comments

  1. Spencer Spencer says:

    I hope their crypto can still contain nonces! (I had to look up the British slang)

    1. Dan Q Dan Q says:

      I had the same thought!

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