Following up my earlier post on my financial situation and the various stresses it was causing me, comes better news. I had a conversation today with Direct Legal & Collections – one of my happy little creditors, which I’d been dreading, but it actually went far better than I’d have hoped… I think I scared them…
Dan’s Repayment Calculation Assessment
DL&C Rep: What’s the value of your mortgage?
Dan: I don’t own any property.
DL&C Rep: Oh! So you’re renting?
Dan: Yup.
DL&C Rep: Do you have a partner?
Dan: Yes.
DL&C Rep: And what do they work as?
Dan: She’s a full-time student, dependent upon my contributions to rent and bills.
DL&C Rep: Umm… do you own a car?
Dan: Nope.
DL&C Rep: Right… umm… <sounds of key-pressing>
And so they offered me a nice low-interest, trickle-repayment rate that suits me more-than-fine. Wonderful. All because they’d somehow been lending me money in the first place under the assumption that I had some kind of security. Heh. I think I terrified her somewhat.
Right: that’s my finances sorted out. Now back to the rest of my life…
0 comments